Make sense of your money, one decision at a time.
Compare a loan, plan your savings or track dividends. Free bilingual tools with worked examples and clear assumptions, plus everyday date, maths and text utilities. No account needed.
Start with the decision you need to make
Can I afford this payment?
Compare repayments, total interest and your monthly surplus.
Compare a loanUnderstand flat vs effective ratesHow much should I set aside?
Begin with an emergency buffer, then test your savings target.
Plan monthly cashflowBuild an emergency-fund planWhat did my investments pay?
Keep holdings, received dividends and expectations separate.
Open DividenNoteUnderstand dividend yieldMy tools and backups
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Finance
Loans, savings & returnsDividenNote Dividend Journal
Track holdings and received or expected dividends in five markets. Local saving and JSON backup.
Open toolEPF Calculator
Project your KWSP/EPF retirement savings with contributions and returns.
Open toolHome Loan Calculator
Monthly repayment, total interest and extra-payment savings.
Open toolPersonal Loan Calculator
Work out monthly instalments and total cost of a personal loan.
Open toolCompound Interest
See how your money grows with regular deposits and compounding.
Open toolInvestment Return (ROI)
Calculate ROI, profit and annualised return on any investment.
Open toolSavings Goal
Find how much to save each month to reach a target amount.
Open toolMonthly Cashflow & Emergency Fund
Save monthly budgets and track progress toward an emergency fund.
Open toolFinancial Planning
Goal planning, FIRE estimates and strategy comparison with fees and inflation.
Open toolDate & Time
Ages, differences & countdownsAge Calculator
Exact age in years, months and days from any birth date.
Open toolDate Difference
Days, weeks and months between two dates.
Open toolCountdown Timer
Live countdown to any event, deadline or holiday.
Open toolPerpetual Calendar
Browse any month of any year, past or future.
Open toolMath
Percentages, bases & fractionsPercentage Calculator
Percent of a number, change, and increase/decrease.
Open toolScientific Calculator
Trigonometry, logarithms, powers and more.
Open toolBase Converter
Convert between binary, octal, decimal and hex.
Open toolFraction Calculator
Add, subtract, multiply and simplify fractions.
Open toolEveryday Life
Health, currency & unitsBMI Calculator
Body Mass Index with healthy-range guidance.
Open toolCalorie Calculator
Estimate daily calories (BMR & TDEE) from your profile.
Open toolCurrency Converter
Convert between world currencies with live-style rates.
Open toolUnit Converter
Length, weight, temperature, area, volume and speed.
Open toolUtilities
Encoders & text helpersM3U8 Downloader
Download supported HLS videos with quality and time-range selection.
Open toolBase64 Encode / Decode
Encode or decode text and data to and from Base64.
Open toolSimplified ⇄ Traditional
Convert Chinese text between simplified and traditional.
Open toolCheque Amount in Words
Turn a number into words for cheques and invoices.
Open toolText to Speech
Read English and Chinese text aloud with browser voices.
Open toolWhy Numbrite?
Numbrite, operated by NumNum, offers calculators for finance, dates, maths and everyday tasks. Most calculations run locally in your browser. Some tools and page resources contact external services; see our privacy policy for details. Tools are available in English and Simplified Chinese.